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There are a wide variety of reasons that people are using payday loans right now. Before we look at those reasons, let's rapidly review how that the payday loan works. Unlike a conventional installment loan from a bank or a financial institution, you can use that the payday loan for any reason you would along the lines of. You do not have to disclose to the lender why you want that the loan. They don't care. That they simply care someone to have that the resources to repay the loan. So when you are 18 years of age or over, a citizen of the UK, have an income out of any other source and have a bank account of some sort you can find out a payday loan. Your bank account can be a checking, savings, or debit card account. payday loans