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Internet Credit card processing company requires more security and agressive fraud controls than retail credit card processing as the credit card cannot be verified by swiping the credit card as you do with a retail merchant account. That is why it's very vital that you handle a company that focuses on internet transactions and Internet Merchant Accounts.

An Internet Merchant Account will not need a shopper's signature and has requirements beyond a normal card-not-present or retail merchant account. If you have a merchant account, you need to verify that the merchant account supports credit card payments online.

A Merchant account company sets up merchant accounts which is really a type of bank account which allows businesses to just accept payments by debit or charge cards. A merchant account also serves as an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions.

Just how much does it cost?

Application fees range from $00 to $150 and monthly fees vary widely from $20 - $65. Make sure you see the contract to check out any monthly minimums and extra service fees.